Ellen Crusoe

415.287.SOLD

Home Buying Process


It is essential to understand that purchasing a home is a step-by-step process that should begin with the selection of an Agent who will skillfully guide you through the entire process.
 
THE BUYING PROCESS
 
Initial Consultation and Planning
   Determine your needs and priorities
   Review agency choices and select appropriate working relationship
   Establish your search criteria and a plan of action for home searching
 
Search for a Home and Get Pre-Approved
   Sign up for automatic email alerts through apr.com
   Begin viewing properties
   Meet with mortgage banker to obtain loan pre-qualification/approval
   Re-evaluate your search criteria as you view different homes
   Continue searching until you find the perfect home
 
Submit an Offer
   Submit offer to purchase home to Seller’s agent
   Discuss and clarify proposed terms and conditions
   Negotiate offer including possible counter offers
   Reach final agreement
 
Complete Settlement Process (per purchase contract)
   Open escrow; deposit your earnest money
   Receive escrow instructions and sign documents
   Receive preliminary title report
   Review inspections and disclosures
   Request any needed repairs
   Removal of remaining contingencies
   Final inspection and walk-through by Buyer and Seller
   Secure loan funding / deposit your remaining funds into escrow
   Record deed of title
   Seller relocates; you take possession of property
 
After-Sale Service
   Provide resources for new home owner needs
   Home improvement and financial advice