1. Write down your needs and wants: Write down on one side what you absolutely have to have in your next home and on the other side what you what be nice to have as well.
2. Home Buyer Consultation: Discuss with your Realtor what you are looking for in your next home. At the end of the consultation you should have a good grasp of the home buying process, home buyers rights, the feasability of your real estate goals and a plan to obtain your goals. 
3. Determine what you can afford: You can always get a general idea of what you can afford with mortgage calculators on line but the best and smartest move is to make an appointment with a good mortgage broker or mortgage banker. Call us to coordinate a financing and Realtor consultation to save you time. Click on the following link for more information on financing. https://www.pmahomeloans.com/ken-sotelo/content/purchase/loans/buying_a_home_with_little_or_no_cash.html
   
   
   Our Home Buyer Program 

Buyers:

• Search listings from the convenience of your home.
• Receive new listings via automated e-mail that fit your search criteria.
• We actively look for and preview homes that fit your search criteria to save you time including all MLS and non MLS opportunities as well as Alain Pinel Realtor's exclusives
• We provide quality purchase contract negotiating advice
• Vast experience and knowledge you can rely on for every step of the process
• Quality team- Mortgage Banker /Brokers, Home Inspectors, Insurance agent, Contractors, Etc.
• We do everything we can to make sure you know what you are buying (Disclosures, Inspections, Reports, Market analysis, etc.)
• As buyer's you do not pay us to use our services as Realtors. We get paid from the seller's commission.

Ensuring you exceptional service at every step of your home buying process.

• Trust
• Care
• Integrity
• Exceptional Service

We'll help you understand the current condition of the market and get all the information that will quickly position you with a variety of great choices and negotiating leverage.

Here are some of the basic steps to get you that right home:

Determine Your Wants and Needs

This is one of first crucial steps in the home buying process. By asking you a series of questions we will establish what you are looking for. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet your needs.  You of course know better than anyone what you really need your home to provide and what are some of the wish list items up and above your needs list that you would like. So to get a head start simply write down your must haves (needs) on one side of a paper and your wish list of items that would be nice to have as well on the other side. Having said that realize that there is rarely a time, and I do mean very rarely, that home buyers get everything on their wish list so be prepared for that fact. Yes unfortunately home builders and homeowners are not preparing a home for us with everything on our wish list, so we will at times have to look at potential.

Help You Get Pre-Qualified and Pre-Approved

This step will show you how much you can afford.  This is accomplished by speaking with your financial institution and establishing what monthly payments you will be comfortable with. Many sellers will not proceed with an offer until they know they are dealing with someone who is pre-approved. We'll help you get there quickly! We have quality mortgage banker / broker referrals to get you pre-approved and to provide quality service in the loan process.

Finding the Right Home:

Negotiating the Purchase Contract:

After we find that right home it is now time to go over all available Disclosures, Reports and Inspection on the property. After knowing the ins and outs of the property as well as possible then we can do a market analysis on the property to determine a fair purchase price offer. Utlimately it us up to the buyers to determine the offer price and terms but it our jobs as Realtors to offer our experience and thoughts on the purchase offer so that we can together write a strong offer that our buyers are happy and comfortable with the offer that we will be presenting. Writing and negotiating the purchase contract, presenting the offer on the buyers behalf professionally and walking the buyers through the escrow process are a few of the main areas where Realtors earn their money and can be of great value to their buyers.



Buyer Consultation:


A buyer consultation is highly recommended as one of the first steps in the buying process. A buyer consultation takes about an hour and a half and will give you the tools, quality referrals and the information you need to make the home buying process a positive experience. 

Click on the "Contact Me" tab to the left of this page to request a valuable free home buyer consultation or to simply ask for general help in the home buying process.